I theories, in 1994, bond yields reached 10% slowly falling until mid 1998, allowing world share markets to rise, giving superannuation and US 401K funds to appear profitable.

President Bill Clinton removes some restrictions on financial leading, beginning a lending spree to people previously deemed unworthy to lend money to Negro and Spanish descendent wage earning workers, whom employment opportunities were heading south, where air-conditioning during summer months were deemed cheaper than heating work environments in the northern half of USA. Lending interest rates up to 17% gave: commissions; bonuses; security debt market took mortgages bundling up mortgages into securities, eventually selling securities to designed to fail investment companies. 2007 exposed the sub-prime mortgages, in 2008 Lehman Brothers collapsed, beginning a President Bush administration watch dog media blitz of “deprived of all knowledge” poorly explained excuses, today everyone would/should be aware of.

Sub-prime mortgage paper profits gave the investment industry directors management commissions.

My unproven speculation, traded paper sub-prime mortgages generating turnover commissions, bidding up the value of mortgage securities as newly issued government securities interest yield falls after US Federal Bank Reserve lowers official interest rates. When securities have out lived their purpose, sell securities to fall guy companies: Lehman Brothers; General Motors; etc., whom use bankruptcy excuses to deny paying promised: bonuses; share holder dividends and retirement benefits to workers and working class share holders left holding shares people in the know have sold out of.
Limited media establishment ownership news providers redirect excuses away from market manipulations.

The rare, yet heard term “the invisible hand” meaning things are guided in directions by establishment, as common working class people believe events merely happen out of chance and/or luck. To religious believers, it's god's fault

Entrepreneur industry looking for something to invest in, are left investing in restaurants and high rise legal firms suing police forces for police civil rights violations, wrongful arrest and excessive force, as indicated in The Good Fight episodes. Governments are picking up the bill by running budget deficits, declining to raise taxes. Government deficits are bonds and short term contract securities traded on security and bond markets, providing traded commodities an investment class of people to that of The Good Fight Ponzi scheme managers are living on, providing management fees and commissions.

Tafe course, college and university education systems are being used as investment opportunities, charging fees, often subsidised by governments in order to avoid Ponzi scheme accusations.

My accusation: Tafe courses; many college and university studying... education teaches the bleeding obvious (Homo-Sapien intelligence would easily become aware of) to traumatised primary and high school educated Neanderthal humans. Donald Trump inauguration speech:

“Mothers and children trapped in poverty in our inner cities , rusted-out factories, scattered like tombstones across the landscape of our nation, an education system flush with cash but which leaves our young and beautiful students deprived of all knowledge” highlighted in yellow 1/3 down the page:
http://www.vox.com/a/president-trump-inauguration-speech-transcript-annotations

Holding citizenry dumb/misinformed has with religion by redirecting intelligent thought pathways has been going no for thousands of years.
So successful is this dummying down process, I cannot convince many people to realise my theories have merit. Citizenry prolonged fear felt as worrying, fear of turning worrying into mental illness and/or depression... school education has been designed to do to human awareness.
The one thing governments refuse to change is school education. Education departments puttering around edges pretending to correct learning deficiency mistakes.
Donald Trump after having made inauguration statements on education, I have heard no further statements directed at reforming education curriculum.

All media: technology talk; medical DNA stem cell research; investment in batteries holding electricity; power stations; companies buying power poles; business programs introducing guests talking as though markets are real, moving forwards... are all part of the Ponzi scheme information redirection. Companies buying power poles, are buying excuses to raise prices on something counties' citizenry can't avoid paying for. Billions of dollars used to purchase poles was no doubt on paper financed by superannuation funds, looking for dividend rewards paper investment justifications.

Citizenry's savings, buys our own employment, that wage inflation allows indebted consumers to borrow more money financed by citizenry savings. Turning over money provides employment for bank/finance industry staff, establishment reward themselves by taking commissions on investment trading manipulated paper which is little more than Ponzi schemes.

Eventually all the bad paper gets sold to fall-guy investment companies and/or Neanderthal share holders.

As share market companies rise and fall, I suggest selective companies share prices are rising drawing in investors with the aid of broker recommendations and investment articles, periodically recommended shares drastically fall, removing wealth from trusting Neanderthal investors. Feeling intelligent Neanderthals being as Neanderthals are, can't often conclude intentional manipulation.

Neanderthal traumatised intelligence in need of chemical self-prescribed medication easily leads teenagers into self-medication drug taking, beginning drug addictions.

Media refuse to link using prolonged discussions, long hours of classroom mental stress create long term mental illnesses and self-medicating learning trauma drug addictions. Obvious to myself, difficult to convince already educated citizenry why they refuse to conclude similar conclusions.

Countries domestic airports and commercial airlines companies, I suggest immigration has much to do with people flying back and forth between counties of birth visiting relatives and counties of employment. Companies are generating paper profits, supplying various services: legal; visa; transportation; money transfer commission percentage charges; tax accountancy; etc., transportation rather than industrial manufacturing redirects that advanced first world counties run Ponzi scheme economics.

Companies on the other side of the world offering employment to people, having employees periodically visiting home for various reasons, transportation is driving capitalist world economy Ponzi schemes.

September 21, CBA selling CommInsure to a Chinese group for $3.8 billion.
http://www.skynews.com.au/business/business/company/2017/09/21/cba-sells-life-insurance-arm-to-aia-for--3-8b.html

I suggest the 3 in $3.8 suggests a lie, the 8 is the symbol of eternity rotated 90 degrees. Life is eternal, so placing the number 8 into the sale figure adds to the lie to people in the establishment know.

CBA selling a failing CommInsure company to a foreign company, may indicate to people in the know, “time to sell off paper asset Ponzi schemes”.

steve101