Foxy, you see, I want to love you, but when you say things like praising a bank, I don't know how to disseminate that.
Nearly everyone has had a bad experience with banks.
I will take you at your word because it has been your experience and that being said, good for you.
One can only look on with envy and wonder how you did it.
I am not so crass as to enquire because it is none of my business and I prefer it that way.
But kudos to you and being one of the very few lucky ones to have had the experience.

Foxy If banks are so good why do you think they are having a Royal commission into banks?

Yours may have been good to you but look at what they have done to others.

If a thief robs your neighbors but leaves you alone does that mean the thief is good?

Philip S, it is possible that someone actually was happy with their bank, but this fact in no way dilutes your concerns and that of millions of Aussies.
I get very angry when the bastards brag about having made a half year profit of 5-6 BILLION dollars.
All that money for doing what?
I have hated the Rothschilds for decades and it's no wonder when you hear this kind of theft.
They actually control countries like UK and US.
Don't believe me?
Look it up.
I wish everyone would get out of dept.
That would be a great day, to watch the banks collapse.
AH well, I can dream.

I think to an extent they control Australia, bet not 1 banker boss gets jailed after the Commission tables its findings.

Simply the banks only have to threaten to cut the money supply to have Governments cave in.

There have been hundreds of cases worldwide of crimes by Banks but they make billions of profit from different criminal acts but get fined only millions of $"s.

I think Iceland is the only country to jail some bankers for a little while.

Philip S,
It's not monopoly money; it's fiat money. Its value is set by supply and demand, and the government creates a demand for it by requiring it to be used to pay taxes. So it can never become worthless. Speculators ensure that at any time it can become worth less or worth more, but in the long term its value is self correcting: if it falls, our exports become cheaper and imports more expensive. If it rises our exports become more expensive and imports cheaper. Either way the value stabilises.

I don't have a credit card. I've always found that my debit card has been accepted everywhere I wish to shop, including online shopping, so it's never been an issue.

Why are people so keen to get up to their necks in debt with credit cards? Are mortgages not expensive enough for them?