I must say as the request is for a drivers license not ID we need to think about truth.
It is true, false DLs are not rare,Bazz would be aware of another federal government issued license I hold, not regarded as proof of ID.
We will end up with one national ID card, some will challenge it, me for sure, but it is coming.
Fraud alone is not the true reason.
Real crooks have every document and more.
My experiences are at the hands of people who just want to use power rather than brain.
Case in point, one month ago, armed with my card I entered the bank, only one, I had banked with for 30 years.
My wages in last two jobs had gone in over that time,I took enough to both live on and pay my bills out.
I wanted a withdrawal then to buy a car.
$10.000 had withdrawn twice that much once.
Now my pin and pass word did not impress this lady.
I informed her of the exact amount in account and the last amount put in, even how much super was coming.
SHE DEMANDED license!
Now she did not get it, growing band of customers got well entertained and I got support and my cash,staying with my bank but the lady is not a fan.

Otokonoko,
Where does your bank situation actually stand in a legal sense, though, Bazz?

Their staff breaks the law every time they ask.
They can protect themselves by asking for photo ID and hope you offer
the licence.

In NSW they cannot ask for a drivers licence.
I pointed out that their employer was putting them at risk by
instructing them to ask for a drivers licence.

I was in the post office yesterday and they asked for "Any ID document".
The post office is now aware.

Yes Belly we will get a multi purpose card sometime.
With the embedded chips and the use of encryption systems like PGP
each service would only be able to read its own partition in the chip.
It could be that the holder would have to enter a pin before it could
be read. In the health partition, emergency people such as ambos and
hospitals could enter a special pin.
You can see how versatile such a universal card could be.
Medicare, Medibank, financial services even as your petrol rationing card, Hi !
But never ever lose it !