August 2009: SCAMwatch is warning Australians to be on the lookout for a new chain letter scam seeking to take advantage of the current economic climate.
http://www.scamwatch.gov.au/content/index.phtml/itemId/693900

Report online fraud
Are You The Victim Of Online Auction Fraud?
If you are a victim of online fraud you should report it to your local police,
http://www.ahtcc.gov.au/tech_crimes_types/fraud.htm

FBI
Avoiding Internet Auction Fraud
Avoiding Non-Delivery of Merchandise
Avoiding Credit Card Fraud
Avoiding Investment Fraud
Avoiding Business Fraud
http://www.fbi.gov/majcases/fraud/internetschemes.htm

Animal lovers across the Tasman are being duped by internet scammers who promise to deliver cute puppies to their homes.
Prospective puppy owners have paid for the animals via money transfer on the internet, NSW Fair Trading minister Linda Burney says,
http://www.nzherald.co.nz/australia/news/article.cfm?l_id=15&objectid=10587844

Internet fraud,
10 Internet Scams
1. Fake Check Scams 29%
2. General Merchandise 23%
3. Auctions* 13%
4. Nigerian Money Offers 11%
5. Lotteries/Lottery Clubs 7%
6. Advance Fee Loans 3%
7. Prizes/Sweepstakes 3%
8. Phishing 3%
9. Friendship and Sweetheart Swindles 1%
10. Internet Access Services 1%
http://www.fraud.org/

Antonios Symeonakis
Adelaide

Fresh dangerous emails!
Both of the following email senders are Internet crooks who want my bank account and my credic card number!
NONE BANK ASKS FOR THIS KIND OF INFORMATION ONLINE!

Microsoft Award 2009 8207;
From: © Microsoft Corporation (micro-softcorp@live.co.uk)
Sent: Saturday, 15 August 2009 6:14:07 AM
Microsoft Award 2009
Reference no: micro209-2
Batch: GB-16DZ65UTYJG
Dear Microsoft User,
This Email is to notify you that you have emerged a winner of
the sum of $550,000.00 USD (Five Hundered & Fifty ThousandUnited State Dollars) in the Microsoft yearly giveaway.
We do this every year to encourage prospective internet/microsoft
users world wide.
You are advised to send your Full Names , Tel and Location
to our Fund Release Officer for claims.

HELLO
AFTER A STUDIED LOOK AND PROPER SCRUTINY ON YOUR PAYMENT FILE,WE DISCOVERED THAT THE RECORD HAS
IT ON GOOD NOTE THAT AS A RESULT OF DELAY IN CLAIMING YOUR FUND AND TO AVERT POSSIBLE SEIZURE BY
RESPECTIVE BRITISH GOVERNMENT FINANCIAL TRANSACTIONS SURVEILLANCE AGENCIES, YOUR FUND WAS MOVED
TO THE JP MORGAN CHASE BANK, NEW YORK IN THE UNITED STATES OF AMERICA BEING AN AFFILIATE BANK TO
THE CENTRAL BANK OF NIGERIA THAT INSTANTIATED THE TRANSFER FOR ON-WARD REMITTANCE TO YOUR
NOMINATED ACCOUNT. THE INSTRUCTION WAS CARRIED OUT BASED ON AN ORDER BY THE NIGERIAN
GOVERNMENT.(PRESIDENCY).
FOR CONFIRMATIONS AND YOUR PERUSAL, YOU CAN CALL FEDERAL RESERVE(SKYE BANK)ON THEIR CUSTOMER
ON-LINE ACCOUNT VERIFICATION UNIT NUMBER; + 234 7066420344 OR THE U.K HEAD OFFICE +447024092651.
YOUR ACCOUNT WILL BE GIVEN TO YOU FOR CONFIRMATIONS TO PROVE YOUR CLAIM.
THE FEDERAL RESERVE BANK WHEN CONTACTED, CONFIRMED FUND IS IN A SPECIAL ACCOUNT OF YOURS BUT
PRESENTLY ON-HOLD PENDING PROVISION OF ALL PERSONAL DATA INCLUDING THE BANKING DETAILS FOR
CONFIRMATION,
INFORMATION NEEDED FOR CONFIRMATION

Full name:
Address:
Tel:
Bank Address
Account Number

Routing Number
Swift Code
sex
Age
Occupation

WE WILL WANT YOU TO EMAIL THE INFORMATION TO THE BELOW ADDRESS.
MR ERIC ANDERSON
...

Hello Antonios, generally speaking internet scammers are very easy to detect. Anyone offering a lottery win, massive prizes, free loans and yes, even a bigger penis, is certainly a fraudster. How anyone could fall for it is beyond me. Anyone via email asking for your personal information is almost always a fraudster; the genuine people will usually identify you FIRST (with information you know that's already been given to them by you in past dealings) and then ask for whatever info they need. Most fraud attempts are not sophisticated. It's the sophisticated ones that you need to keep a real eye on, and there's not too many of them that fit this category. I think that some people are just terribly gullible and fall easy prey to many of the unsophisticated web frauds.

Do you buy from eBay actions etc? I have bought too.. The folling is mine!
antonios7529 ( 689 )
Positive feedback rating Positive 1 30 98
Neutral feedback rating Neutral 0 0 0
Negative feedback rating Negative 0 0 0
Member since: 28-Dec-05 in Australia
http://feedback.ebay.com.au/ws/eBayISAPI.dll?ViewFeedback2&userid=antonios7529&ftab=AllFeedback
antonios7529 ( 689 )is ME!
In realy I bought thousands of products on ebau but because I have done not feedback, for long time now, the sellers do not feedback to me and it is seems that I bought on ebay Only 689 times.
I know how the system works! BE CAREFULL LEARN HOW TO PROTECT YOUR MONEY OR AT LEAST HOW TO TAKE THEM BACK! , There are some usefull tricks!
I was reseller of internet domain names and Web host servers and I know how the system works, be carfull!
I spend plenty time studying how web directories and web search engines work, how to optimize web sites and I did in the past with succes. Be carefull!
Let's see how internet crooks work and how to avoid them!
Antonios Symeonakis
Adelaide

MaryE
Did you buy online from ebay? what will hapen if the seller says you do not worry, you trust him and pasts the time to claim your money from paypal or open dispute on ebay ? Did you lose your money?
Did you try to report a fraud on ebay to police? They want the state of the seller, the ebay give you links for the police but not the state of the seller. How to report the fraud to police?
What will hapen if you lose your password of your web host and change email address ? how can you update your website, how to change host, how to stop paying for a website you do not need?
Did you ever ask the bank to stop paying a host for a website you do not use? I asked them and the bank said me we can not stop, we do not control the credit cards!
"Do you mean I will pay them in the rest of my life for NONE services because in the past I authorised them to withdraw money from my credit card?" They asked me for new mastercard with different number. I stoped to pay for web host but I found they modified and used my web site!
I mean many times we think we control our accounts, we know what we buy online and we found that we can not cansel the payments or we receive a hamer instead of a flash drive!
Antonios Symeonakis
Adelaide

I doubt I will get trapped by a fraud, I just do not use on line banking or buy on line.
Rarely, only the most trusted get my direct debit numbers.
e bay? no way seen a car sold for twice what it was bought for 6 years ago, it was not worth a cent.
I however am sick of e mail spam, get every bank in history wanting my details, 40 offers of a better sex life a day, and it is about time prison sentences got big and often to the senders.
Some of us can not change e mail addresses, we could find Friends lost touch maybe forever.

Australia tops cyber crime list
Australia has the highest incidence of cyber crime in the world,
A study, found that more than 39 per cent of Australians had been the victim of cyber crime, compared to 32 per cent in Italy, 28 per cent of Americans, and just 14 per cent in Sweden and Spain.
http://www.crime-research.org/news/20.06.2008/3422/

A total of 275,284 complaints were received by the Internet Crime Complaint Center in 2008 -- up from 206,884 or 33 percent over 2007, the FBI said Monday. Total dollar loss reported in 2008 was $265 million, an increase from $239 million the year before. The average individual loss was $931, according to a new report.
http://techdailydose.nationaljournal.com/2009/03/web-crime-complaints-rise-in-2.php

Telephone Fraud: Modem Hijacking
Prevention tips from the Indiana Office of Utility Consumer Counselor
Modem Hijacking is a form of “high-tech cramming*” that can potentially cost a consumer hundreds of dollars and could happen if you use a dial-up service for Internet access. The most common way this occurs is when the consumer visits a Website, clicks in a “pop-up” window, or opens an e-mail which downloads a dialer program or virus into the user’s computer. The program or virus then disconnects the modem from the local connection number and reconnects it to an expensive long distance number
http://www.in.gov/oucc/2414.htm

Online job listing an ID theft scam
‘Background check’ used to steal full slate of personal info
http://www.msnbc.msn.com/id/3078533/

Experts have called for more police resources to fight computer crime, after it emerged that only 299 hackers have been charged under the UK's computer crime law over the past four years.
http://www.computerweekly.com/Articles/2009/02/25/235017/uks-poor-record-on-prosecuting-hackers-revealed.htm

Antonios Symeonakis
Adelaide

Antonios Symeonakis
Adelaide

Belly
Soon or later you will have to use the internet banking as one after the other, banks close their branches, or reduce their employees and you will have to go far to find a branch or you will have to wait in a big line for your banking.
The online shops do not pay high rents or high salaris for managers and sub-managers and they can reduce the prices of the their products, in high degree. You lose big opportunities from online shopping. I do everything online.

Nielsen has published new statistics on the overall online shopping trends - Over 875 Million Consumers Have Shopped Online - the Number of Internet Shoppers Up 40% in Two Years.
Among Internet users with Internet access using it shop, the highest percentage shopping online is found in:
South Korea (99%)
UK (97%)
Germany (97%)
Japan (97%)
US (94%)
http://www.multilingual-search.com/world-statistics-on-the-number-of-internet-shoppers/28/01/2008

Internet users growth 2000-2008
WORLD TOTAL 342.2 %
Oceania / Australia 172.7 %
Europe 274.3 %
Asia 474.9 %
Middle East 1,296.2 %
Africa 1,100.0 %

Online Market- Advantages and Disadvantages
http://www.articlesbase.com/business-articles/online-market-advantages-and-disadvantages-236113.html

Antonios Symeonakis
Adelaide

Global scams hit Australians' pockets - Losses at 1 Billion dollars
The Chair of the Australasian Consumer Fraud Taskforce, Ms Louise Sylvan, today said the results of the ABS survey results on Personal Fraud showed how clearly consumer fraud has become a major concern.
http://www.scamwatch.gov.au/content/index.phtml/itemId/737612

The Washington Post
FBI: Internet Fraud Rates Rose 33% Last Year
Internet fraud complaints to the FBI by consumers increased more than 33 percent in 2008 over the previous year, according to figures released this week.
http://voices.washingtonpost.com/securityfix/2009/04/fbi_internet_fraud_rates_rose.html

Online fraud hits one in five
INTERNET fraud is a multi-billion-dollar global enterprise that hits at least one-in-five companies.
Billions of dollars is spent a year in Australia on internet security but losses keep mounting.
http://www.news.com.au/heraldsun/story/0,21811,21094824-662,00.html

A study by the Gartner technology research firm shows 52 million U.S. Internet users received phishing e-mail during the past 12 months, from which 1.8 million consumers divulged information and one million fell victim. While consumers at banks and credit unions are prime targets, AOL and eBay users also are victims of frequent attacks.
http://www.creditunion.coop/scams.html

Australian Federal Police Phishing Scam
Australia 4th on the world’s ‘most spammed countries’ list. The problem has gotten much worse in the last 12 months, with stats showing that as much as 89% of email received in Australia is spam, up from 68% in the previous year.
http://www.allspammedup.com/2009/07/australian-federal-police-phishing-scam/

More than a third of small firms fail to report fraud and online crime because of a lack of faith in the UK police system, according to the Federation of Small Businesses (FSB).
But fraud is costing the average SME £800 a year, the FSB has claimed.
As a result the organisation, which polled 1,823 UK SMEs for the research, is calling for a designated fraud and e-crime reporting centre to be set up by the government to combat the fraudsters
http://www.channelweb.co.uk/crn/news/2236690/smes-lack-faith-uk-justice

Antonios Symeonakis
Adelaide

To make a complaint of online auction fraud please follow the steps outlined below:
Step One: Reporting Your Dispute to the Online Auction Website.
Step Two: Determining the Country/State of the Offender.
Step Three: Lodging Your Complaint with the Correct Jurisdiction.

A. In the step one " Your complaint will not be investigated by police until you have attempted to resolve your dispute via the Internet Auction provider"
1. What hapen when the buyer believed to seller that the product is coming, the time passed to file dispute to paypal or ebay? It happened to me!
2. What if in seller's condition on the ebay is that they will sent the product after two or three months? In this case the buyer does not have the right to file a dispute with paypal (maximum 45 days from payment) or with ebay maximum 60 days after the transaction date? One time I had this problem and I informed the ebay and paypal that with kind of conditions I lose my rights to dispute if something goes wrong.
I never received the product.
In both cases, 1 and 2 I tried to report to police for online Auction Fraud without succes because I did not file dispute ! HOW TO FILE DISPUTE WHEN IT WAS LATE?
B. Step Two of a complaint of online auction ( Determining the Country/State of the Offender of a complaint of online auction)
One time I imformed the ebay that I wanted to report a seller to police and I asked them to give me imformation about the seller, (the Country/State of the seller), they sent me some links for the police.
Also in this case I failed to report the online fraud to police.
Every time I tried to report to police an online fraud I failed!
Instead to block reports which do not comply with police's procedures is not it better to allow the victims of online fraud to report in pure english what hapened? http://www.police.qld.gov.au/programs/crimePrevention/eCrime/internet/report/03/

Antonios Symeonakis
Adelaide

I can see you are interested in the subject AS but while I congratulate you on the research and quality of your posts, some of your ideas are just plain wrong.
A very long time ago, my bank card was defrauded,, by a bank teller.
Each pay day I paid $600 [fortnightly pay]from my account.
In those days my card was swiped and I was given a copy.
I threw it in a bin in the bank before leaving.
Short story is that teller got caught, I was later told the bank just knew but did not want to pay.
I changed banks, get cash out once a week, pay cash, never, not ever will banks stop using ATM's
Or close down totally.
Be less gullible AS surely you know spam?
Foolish, greedy, or just silly people need protection from crime on the net.
But if more show their distrust as I have we will one day see a better but never totally trusted on line service.
Why would any one? buy sight unseen?

I almost got caught with an item listed on the 'trading post on-line'.

It was a boat that was advertised very cheap, about one third of it's value.

I smelled a rat when the guy wanted me to pay up front, then, if I wasn't happy he would refund my money.

What he had done was copy another ad, then change the details, including the price with an effort to sell it.

Belly
" surely you know spam?"
The problem with spam is not easy, they are artists in their job and
they change ways to take our money.
They had big succes when they copied the FBI web page, changing only few links and asked people to send their parsonal and bank information to "FBI" or they will prosecuted! Many people send the imformation to spamers!
"Be less gullible" You have right about it and you do not know the whole truth.
I wrote I did not receive the product I did not tell you that PAYPAL asked me if I wanted the money back and I said them NO I WANT THE PRODUCT!
I wrote that I never received the product but I did not wrote that at the end I TOOK MY MONEY BACK WITH THE CREDIT CARD CHARGE BACK!

What are chargeback?
Chargeback is a mechanism which is used with credit cards. This is a very useful feature especially for those people who do online shopping and pay via credit cards. This is a mechanism which ensures the protection of the consumer money. Especially when online buying and selling is done the consumer money is at stake as he places his credit card information on the internet.
http://www.smallbusinessbible.org/what_chargeback.html

A chargeback is the return of funds to a consumer, forcibly initiated by the consumer's issuing bank. Chargebacks are the consumer's last line of defense against unscrupulous merchants. The threat of forced reversal of funds provides merchants with added incentive to provide quality products, helpful customer service, and timely refunds as appropriate.
http://en.wikipedia.org/wiki/Chargebacks

rehctub
You have right these things happened often but when consumers pay with cradit cards they can take their money back as I did.
Read about it to my post to Belly.

Belly
"Be less gullible"
I am not gullible but VERY CURIOUS, I knew the problem, I informed the paypal and ebay for the problem BUT I WANTED TO SEE WHAT THIS STUPID SELLER WILL DO!
Many times I do these things I want to see the limits, to test the limits, I want to study humans with my own way!
You do not understand what I say or I mean. I AM A VERY CURIOUS PERSON! and I have risked many things of cause my curiosity and I lost a good friend of cause my curiosity!
You can not imagine the size of my curiosity and what I did in various countries, in various continents!
Always I want to find what is back of the masks, back of the smiles, back of the rules, to test the real humans, to touch the real limits!
You never will learn the real Antonios, the real meaning of my words.
EVIVA THE LONENESS OF THE SILENCE!
Antonios Symeonakis
Adelaid