Sylvia
i also know of another situation where a young boys hearing disorder was not properly diagnosed until he was three years old, because of this his speech is impaired_he cannot sound out words the way 'normal' hearing children can, this may improve after time yet he may never be sounding out his words (speaking) as hearing kids can.
this is an example of delayed medical intervention.
this kids parents diddnt know what was wrong with him
it took doctors three years to work out
his parents had jobs so i dont think payment plans were any concern
but my point being that EARLY intervention will usually benefit the patient.
this family now has a long rehabilitation process to get back on track.
there will be much cost involved both socially,and within their family as well as the cost of speech therapists, not to mention hearing aids etc.
fortunatly there has recently been made a law mandatory hearing tests for all new_born babies at three months or so along with all the previous normal health check ups.
My point is efficient, appropriate, professional care is an immediate necessity for all if we want to get on with life.
And Kalin
sure different plans according to many varied circumstances is generally the choice..... people will decide what suits suit them and then sign the instalment plan