The sad indictment of the Report can be summed up by this quote from the Report.

"A recent survey commissioned by AustralianSuper found that “… 85% of pre-retirees are not confident in having an informed conversation around retirement income”."

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OK, my conclusion based on the replies [and moreso lack of replies] is that AustralianSuper is totally correct, and if those of sound mind putting away all that money don't give a damn about the retirement stage then the Report is also correct that the 75 years olds "with diminished cognitive skills" would have no idea about the $10 billion per annum con trick Abbott just pulled on them with the 1 Jan 2015 "Grandfathering Rules".

Or as Hitler said: "It is most fortunate for governments that the people do not think"