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The cycle of the debt money creation system is coming to an end. They now have to create exponentially more debt money now, to pay for the debt money of the past. They cannot put up rates because the system will collapse. Many people now have debt on their mortgages in excess of $600,000 with little equity in their houses.What happens when the system collapses?
Just use this time of cheap money to pay down debt because nearly all asset classes are way over valued.