i understand..the libs are rolling back..
the private medic-insurance SUBSIDY..labor..rolled up

joe hockey just said..its mainly FOR*..the poor
[@..press-club]..if this is true..that explains the SCAM*

see if your sick..y
ou just show your medicare card
and its all free

but..if you claim..private
you..*must pay a percentage..of what often becomes..a huge bill..[on top of being sick]..plus maybe even HIGHER premium

[ie IF..you took joes..cash/splash]
which..crean says will soon cost 70%..medicare cost?

BUT..if you pay..PRIVATE*..[ie the joe/lib/poor..only..lol]
or the rich..only getting it in..name only..
to avoid punitive extra govt punitive costs

i feel..its a scam
what am i missing..?

[their missing..informed consent]
or signing up for..just to get some free shoes?

or some other perceived advantage?

please explain?

Don't know One under GOd.

I get the 30% discount or whatever it is, if they take it away, I will think seriously about not bothering to pay for private insurance. But then they will tax me extra I think, so I will pay anyway.

It's a private health insurance that's compulsory if you earn too much.

Ideologically, I am against the government funded business sectors of superannuation, and private health. Why should there be a whole sector of the economy that has guaranteed business from us, though compulsory super, and blackmailed into private health. Actually you can add in banks that get my salary before I do.

Government should not be forcing people to put their money into an industry. I should be able to invest (or not) my money as I see fit.

If private health insurance is good value, I will use it. But it isn't, so the government blackmails me to use the services of corrupt medical insurance companies in bed with the pharma companies and the AMA.

If I am to be insured, I expect a small excess per claim, and the insurance to cover my unforeseen medical expenses. But that's not how it works at all. I pay insurance, then I get back the supposed 'scheduled fee', and the doctor charges about 40% more than that.

Why doesn't the government pay my 30% to the doctor and cut out the insurance company.

Better still, remove the medicare levy, remove the 30% rebate, remove the extra medicare levy for rich people without insurance, stop funding private hospitals, and let the really rich pay 100% of their hospital costs if they want to jump the queue in the private system, and fund the public system using whatever tax take is needed. Why do we need a Levy, it's a totally unnecessary bucket.

What a wonderful System

Government forces people to take out insurance to use private hospitals with the threat of a 1% extra medicare levy.

Insurance company charges premium

Government compensates my by 30%

Doctor charges for services

Insurance pays for whatever made up figure they think it should cost.

Patient picks up the rest of the tab, pays excess to the insurance company

Government gives a rebate to the patient if patient ends up paying over $2000 in a year for health.

Can you get any more convoluted?

im upset..that good but poor people..
get tricked..into thinking..they are doing the right thing
when its stacked against them..from go to woe.

and it might have been fair..long time ago
..pre compulsory medibank..for all/everyone

[heck..i had it my parents had it..
and BACK THEN..it worked]

but..the many schemes..now are selling
a commission based product..THAT MUST MAKE capitalist/investor returns..is not a service..as much as a cash cow

i also recall things like racv..racq..etc..motoring SERVICES
friendly societies..

my..in-laws even pre bought/paid off..
the 10 shilling funeral..for all their kids

only recently cashed out for a few dollars

but thats nothing compared to PHONE CHARGES*
or the steady increase in energy..as we all get enron style pricing

its not til you get burned..[or your kids do]..
that this PRIVATIZED medicine scam gets revealed..and sadly many refuse to know...even now..so it goes on..

THE BIG THING IS..many private insured..ARE LYING
cause they dont want the bill..SO THOSE IN-THE KNOW..dont tick private..thus avoid paying..

but thats a tricky point..in law..
failing to declare..to gain gain..it may nullify..future coverage

why should they..good honest people..feel need to lie?
because they know..the scam..but is that fair..

to those not informed?

When I was a young bloke, the only free hospitals were in Queensland, paid for by the casket, [lottery].

In NSW in the early/mid 60s I paid two shillings for doctor cover, & two shillings & sixpence for hospital. This covered my wife & me for all medical costs. This made a hell of a lot more sense than overpaying some bureaucrat to take my money out of my pay, & another to pay my doctor or my hospital bill.

I wouldn't be without private health, and I realize I am lucky to be able to afford it.
The main reason I take out this insurance is because I don't want to wait 12 months or more if I want a hip replacement or whatever, and I am in pain!

I am aware it isn't fair that some people who either don't want to pay for it, or can't afford private health premiums, do have to wait long periods of time for medical appointments and operations.

However, until they come up with a better system, I will pay both the Medicare and the private insurance premiums.

When I need to see a dentist I have to book over a year ahead & then I have to pay top Dollar.
When others who don't work or never have worked or never will work or need medical attention due to drunkeness then they get priority & don't have to pay.
What system does one call that ?

When I was a young bloke, the only free hospitals were in Queensland, paid for by the casket, [lottery].
Hasbeen,
Yep, that bad,bad Joh. I have advocated many times to introduce a Government run Lottery to win a wage for life etc. It would do so much for unemployment, building & the economy in general. Ah, yes and, a non-military national service.

individual/quote..<<..I have advocated many times to introduce a Government run Lottery to win a wage for life etc..>

that reminded me
BACK then..in..the joe times..which..look's..better looking back

THE ONLY GAMBLING..ALLOWED
was the casket..that GAM-BLING..in total
.,.did cover..*the full cost..PLUS dental

so lets tax ALL GAMBLING..
[ie ALL..the proceeds from idiots wasting cash]

and get rid off compulsory any thing..medically speaking
and get back to the good days..but by doing it better

im SURE..that if my teeth
didnt hurt..as much as they do..
my posts..no doudt..*would be nicer..too

i just learned arial sharon..has been..in a coma..for 7 years
http://www.google.com.au/search?q=israeli+sharon+pm+coma
http://forum.onlineopinion.com.au/thread.asp?article=15394&page=0

he will no doudt HAVE private insurance

bet the top up
sends his kids broke

http://forum.onlineopinion.com.au/thread.asp?discussion=5984&page=0

The point of the tax rebate was to encourage wealthier people to use a private service instead of the public hospitals. Since the rebate was removed, private heath insurance premiums have dropped, and the number of people using the public system has increased about 11%, leading to longer queues and poorer service for those not on insurance.

shadow/quoye..<<..Since the rebate was removed, private heath insurance premiums have dropped,>>

good point
thankyou shadow minster

more..<<.and the number of people using the public system has increased about 11%,..>>

how many of themticked..PRIVATE*..insured?

isnt lying fraud?

<<..leading to longer queues and poorer service for those not on insurance>>

a agree
but i see the same..in PRIVATE..education..
lol.subsidized from the public purse..

PLUS via..*tax deductible DONATIONS

LETS END ALL middle class/and for profit CORPORATE WELFARE?

and fuel-subsidy..for miners
end ALL bail-outs..

plus the compulsory bail-ins..supe/insurance
service acces fees charges..put upon.,.the poor

thanks sh

UOG,

If the savings to the public sector exceed the subsidy, is it welfare or simply good policy?

SM/quote..<<..If the savings..to the public sector
exceed the subsidy,..is it welfare or simply good policy?>>

decentralization..of itself is worthy
the private..does many operations..on public patients

[BUT*..paid for from..the public purse..]
[in the main..because when howard..subsidized the private system..many underpaid doctors/nurses..[ie SKILL SETS]..left..public overload..
for easy private practice..to the elite..able to afford their valuable time*[if only cause they got conned..

i would ask..did too many..follow the money?
much like packer did re sport..we gutted the public..for an exclusive tort

i saw..the instant shortage..greed over need..allowed us to reap..
ok we soon got..*other doctors nurses..from OTHER/under developed countries..that accept the lower/pay scales..of the PUBLIC system..as plenty..

is that welfare
well..it is fair..but..its also biased

but
should we be paying..for capitalist..*to own their own health system
built upon the backs of poor..deceived working class..paying double insurance..

plus a top up burden..sprung on them..
if they ever dare use it..nilsum gain..indeed gross loss

to who..the nett tax-deductible
subsidized capitalist/shareholder gain?

be it tax deductions..
or lower tax input tax..

more deductions...lol..for those who earn too much..
to get base assistance..and dontneed govt aid

yet do..take ever more
and its the same..re private health
or private education..or for rich woman...to get super

*PLUS some colluded/extortionist
rate of pay..scale..plus other benefits..
our public servants..seemingly..always?..had.

recall OUR PUBLIC servants
have long had it..both ways
and you know..how ps/pay_scale rates change..!

when FREE CASH..IS ON HAND*..
for a future pension or other PAY_OFF

I agree with Suseonline's post of Thursday, 29 August 2013 12:57:09 AM. See here,

http://forum.onlineopinion.com.au/thread.asp?discussion=5990&page=1

I pay for private insurance and a host of other things to provide the shelter, care, independence and future for loved ones and myself. We will all work and pay for everything in life.

Alternatively, I could surf when the waves are up, frequent clubs and pubs, punting and peeing the money up against the wall as many do. 'Molling' as well (they say 'moleing'). Y'know, live that a beaut lifestyle I deserve, drinking boutique beers while whinging that the Gubbermint isn't doing enough.

I don't believe that there isn't work available. The grey nomads, people in the seventies and beyond, chase work to do and yes, it would usually be below their skills and it wouldn't pay what some younger people would set as their minimum to get out of bed.

What really exasperates if I choose to think about it, is the exorbitant cost to the health system of ferals who don't take care of their bodies, abusing fast foods, booze and drugs, while taking truly stupid risks that often put other innocent people's lives on the line as well.

The subsidy (as funded by public taxation) should have been paid directly to the Public Hospital system where it would have benefited the public.

Instead it was used to line the pockets of the health funds and steer people into using the private system instead - which increased their rates anyway.

The so-called "incentive" to join private funds was essentially a gun-to-the-head threat to force people into the private health system at the expense of maintaining an adequate public system.

Welcome to the future.