I'd be interested to hear more, Arjay, about this idea of yours:

>>The creation of new money is a special activity since it represents the productivity of all individuals,and hence it should be shared equitably.<<

How would this Bank of yours "create" money?

Given, as you should know by now, that there cannot be a credit without a debit, and vice versa, what in your view will sit across the other side of the ledger from your "new money"?

As a follow-up question, how do you imagine that this "new money", when it materializes, will be "shared equitably", and with whom?