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The Forum > General Discussion > What is the point of worker's compensation?

What is the point of worker's compensation?

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The meaning of worker’s compensation is at begin a small support for workers but when they return back to work they are the first who will lose their job and the last, the very last who can find work.
If we can not protect them from discrimination to find a new job, then probably workers lose of cause the WC than benefit from it.
Antonios Symeonakis
Adelaide
Posted by ASymeonakis, Friday, 27 February 2009 8:22:18 PM
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rehctub,

Half cocked it is not. I do know this case well his mum asked me to help him when he first was injured and I was involved in every step. I also have experience with WC as both a senior manager in a large concern, as a small business owner and as someone who has also made a compensation claim. I feel comfortable to comment.

I think you missed the point it is not about this young man per se it is about the system his case was merely an amplification of the Q&A show. A vector if you like.
Posted by examinator, Friday, 27 February 2009 10:36:19 PM
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rechtub that was a shameful post truly I had thought much better of you.
Half cocked?
Maybe you went of half cocked evidence would be put before the court tribunal on the events leading to his/her claim.
Always the degree of self contribution to that event is taken into account, always.
You then,[truly why] lurch into a reminder in your view the poor old employer had to pay for the injury, you do mean your customers don't you?
Some compo victims mate, payed with an arm or leg, our dead mate Bernie paid with his life tens of workers die or are crippled at work, so the cost of insurance has blinded you to human pain.
examinator yes Chris Pyne is going now place I got that one wrong.
Posted by Belly, Saturday, 28 February 2009 5:47:50 AM
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Belly and Examinator
I to have been involved in a few compo cases.

When I cut my hand I was paid compo immediately, no questions, but that was in the late 70's. The system has been screwed over since then.

In the mid 90's I recieved a sumons in the mail and was being sued personally for $300,000 with a worker claiming that I was negligent.

After many sleepless nights and thousands of dollars defending myself, it was proven that the guy was intoxicated when he arrived for his shift as a cleaner. He had not yet commenced his shift and slipped over outside my shop, yet I had to defend myself. Why?

My point is that it is unlikely that a worker will be denied compo if it is an open and shut case. There must be more to this guys case than we are reading about.

Once again I remind you that there are a range of personal insurances available for EVERYONE.

Workers comp has always been viewed as a safety net, not an income replacement.

Finnaly, if one injuries are such that they are un-employable again then this is a seperate issue and one that requires compensation of a slightly different kind.

I also dispute your argument that people become un-employable just because they had a compo claim.

If you wish to point the finger, or lay blame, blame the countless number off compo cheats, as it is they who have made compo what it is today, not the compo board or the employers.
Posted by rehctub, Saturday, 28 February 2009 6:55:56 AM
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our dead mate Bernie paid with his life

Belly, you have to be kidding. This is a case where this guy was effected by the use of a building material that nobody knew was so dangerous at the time.
There are extreem cases where people are suing either governments and or companies the're not your average WC claim.

poor old employer had to pay for the injury, you do mean your customers don't you?
More evidence that you have no idea what retailers are facing today.

Unlike building sites where workers can demand to be paid X or they won't turn up, retailers can not pass on all costs and most are finding that thier margins are getting tighter every day. We are 100% governed by what the consumer wants to pay and that's it!

WC, super and many other bills come from our own pockets.

Now if you go back to the thread, it is:
' What is the point of worker’s compensation?'
Quite simply it is there as a safety net so as an employee, if genuinely injured at work, can get some financial assistance while they are in recovery.

If on the other hand they are seriously injured, then they make a civil claim for damages and must prove their case. Again, blame the rip offs for years, not the WC or employers.

As far as I am concerned I would love to see it go and be replaced wholey by personal injury insurance, as this is 100% tax deductable. It is just that if the employer is not forced to pay it, then the majority of employees would not bother as it would cut into thier spending money and they wouyld be un-insured.

A teacher recently fell from a rolling chair while standing to attach a personal notice on the lunchroom wall. She got compo, why?

Becasue she argued there was nothing else to stand on. Now is that fair?
This is why WC is in the shape it's in!
Posted by rehctub, Saturday, 28 February 2009 2:53:44 PM
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I've expressed this notion before.Why not make workers comp part of super.This will mean peole will get extra super if they are careful in the work place and don't make vexatious or false claims.It other words we use both carrot and stick approach .We could exclude the insurance companies and lawyers to a large extent thus ensuring that the workers gets more benefits.

On thing is certain,workers comp is dysfunctional and needs a total overhaul.
Posted by Arjay, Saturday, 28 February 2009 5:26:51 PM
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