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Col,
You may be surprised that I wholeheartly agree with your last post, the only issue you didn't address is domestic poverty, I sincerely would like to know your thoughts on addressing "thr Australian working poor" which despit not being officially recognised by either State or Federal government exists to a greater extent than we average people are able to see.

If you read one of my earlier posts I mentioned we in Townsville are booming, similtaneously with in excess of a thousand homeless families, from a population of 160,000 people. Surely this is not acceptable, even from a business point of view it means the children will probably not gain a education standard to be able to be trained for an occupation to fill a gap in the skill shortage situation.

If more egelatiarianism is not forthcoming from State and Federal governments, I feel as though as time goes by we as a nation will become more and more vunerable, what do you think Col?

Shonga “I wholeheartly agree with your last post,”
that pleases me.

Re poverty stricken / homeless families.

I guess my upbringing has limited my ability to understand why someone ends up homeless.

If I understood, for instance, how someone can exercise such a complete lack of responsibility for their circumstances as to not ensure they do have a roof over their head and their children are cared for, I would have greater insight to what to do for them to avoid such predicaments.

I assume that it all starts with “Responsibility” for ones own circumstances. Part of “responsibility” is to budget ones expenditure to suit the available income (McCawbers Law per Charles Dickens).

Some folk will end up homeless as a consequence of interest rate increases, I know someone who bought a property cheap in a mortgagee sale, the original owners simply “disappeared” and took everything which was not nailed down and which a lot was apparently financed with borrowed money.

I know that the debt will haunt the absconding family for years to come. I do not blame banks, they check that borrowers qualify on an affordability test before they lend (allowing a 2% growth margin for prudence (eg. if interest rate is 7%, banks will calculate on 9% for affordability).

I know some people have a hard break, I know organizations like St V and the Salvos help a lot of folk in need and all credit to them. But I know a friend who had a son who was a drug addict finally cut him off and refused to help because he was dragging her down into his morass. He ended up homeless and destitute.

I would like someone to tell me how far we should go to help those who do not help themselves and the answer to that is inextricably tied to how best to defend children from the irresponsibility of their natural parents. My friend, the parent of the drug addict, was torn apart by adopting a “tough love” attitude but what else can you do with those who seem chronically irresponsible?

Col,
I can see your point, and basically agree especially when it comes to drugs and other associated behavioural problems. We have a single mother and her child living with us because she was living with her inlaws, but found that her depression could not withstand the pressure she was being placed under. She was paying full price for board and lodgings.

She like I have only a high school education, however she is working for Woolworts night filling. She doesn't waste the megre wage she recieves, but finds herself homeless. Living with friends for a limited time is homelessness. The rents of property so far have been too expensive for her, we search the net every morning and night, to see if a bargain comes up.

I understand that not having lived in poverty yourself it is difficult to relate, much the same as depression, unless you have been there, it's virtually impossible to understand. She also is medicated for a mental illness. I just wondered if you had any suggestions on how to get the poverty stricken out of that situation, this young lady is responsible, and budgets well, but doesn't have enough money to even rent?

In Townsville we have in excess of 1,000 families who are classified as homeless, living with relatives or friends, or in tents in caravan parks, from a population of 160,000 people, it must be a huge problem Australia wide, what can we do if we can't earn enough money to pay rent?

SHONGA “She like I have only a high school education,”
that has nothing to do with it.

It is not someone’s level of education which makes the person, it is their spirit and attitude.

No one should every assume they are limited by the education they received, it can always be gained later when they are more “receptive”. What makes the difference is “Attitude”.

I would not presume to suggest what any one person should or could do with out a better understanding of circumstances, other than ask a view basic questions

Single Mum. where is Dad? Where is family network (parents)?
I agree living with friends is homelessness. My girls know the place of last resort (where they will not be turned away from) is my door, not that they need it but they know it is there.

“I understand that not having lived in poverty yourself” don’t assume that, never “absolute poverty” but hand me down clothes, second hand furniture no discretionary income. I have also had to endure periods in my life when I worked only one month out of six and “earned” accordingly (2002).

“what can we do if we can't earn enough money to pay rent?”

My only suggestion is get a plan which will enable them to earn more. The plan might be to change how they work, try something new, acquire skills. Mix with other folk who have moved up the economic ladder by their own efforts and get inspired by them.
It is not easy. It is hard but I know of no other solution.
A poverty trap is to fall into a pension scheme where the state supposedly cares for individuals but such support will always be limited to what someone else decides is what is the bare necessity ie. “subsistence”.
The difference between existing and living is to have opportunity / vision to move above subsistence level.
People can only do that for themselves.

Best of luck with it.