Instead of thinking of credit as jewellery we should perhaps just for fun try think of gold as money

Congratulations on wiping your card balance Emma. Now that banks serve their shareholders instead of the country, we are all going to hell. My bank sends me regular exhortations to increase my allowable debt. I toyed with the idea of ticking the box next to $25,000 Limit, leaving the country with it all and sending them a postcard from the Dominican Republic. I am tired of their color brochures, contests, shopping catalogues, bonus points and every other thing not related to actual money management.