I hope that we don't go cashless; the abolition of the 1 and 2 cent coins robbed industry and the handy man of cheap, easily found copper patches for small leaks etc.
The 5,10 and 20 cent coins are cheap non-rusting alternatives for 1/4, 3/8 and 1/2 inch washers once one drills the appropriate hole in them and inflation will soon make the other coins viable as washers.

Save our coins!!

I'm somewhat ambivalent about a cashless society. Personally I don't think it would make much difference to our budgeting. But then I was brought up by family who had meticulous budgeting practices, recording all financial transactions, from buying new investment products down to the weekly grocery shopping. And, believe it or not, I have continued with this practice, even though my payments these days are almost exclusively via credit card. We need to pass on to our children the importance of budgeting, including disciplined spending, saving up for what is important, not buying on impulse, ignoring marketing trends, and other related issues.

I make a practice of not carrying much in the way of cash: just a few coins and low denomination notes for emergencies. While there is always the potential for ID fraud, the likelihood can be minimized. I separate and secure my cards with foil to prevent them being accessed. I refuse Pay Wave. And on the sole occasion when one of my credit cards was reported as incurring 'unusual behaviour', my bank was immediately onto it, my card was changed, and there were no ongoing consequences. These days banks are quick to detect and report fraudulent card behaviour

On the other hand, the question remains, "What next?" So much of our private information is already 'out there' simply because we are on social media, subscribe to blog sites or other internet activity... or merely receive Government payments. Anyone who saw the full extent of what they considered to be 'private information' available for all to see, would be horrified. But technology is rapidly reaching the point where nothing is private. These days you don't even have to be a computer hacker to source someone's private dossier. Big Brother is more active than ever, and there are no longer any secrets.

One thing, though, I will never accept, and that is a microchip implant. My body is not for hire in this manner. People may get 'under my skin' - but not electronic devices.