Individual
An advanced society should make the cost of living cheaper for the following generations. We did not and must accept that responsibility.

Why do you think kids are staying longer at home? Not one of them wants to live with tier parents! They can not afford to move out.

The boomers are the ME generation and will resist any change that effects THEIR back pocket. Climate change is a good example as it is really about EMOTION and the aged do not want to pay the piper.

I take responsibility and will do whatever I can to adjust the thinking and include the kids in the problem solving. The boomers and the generations before them knew nothing of mortgage stress and the kids certainly do not have it easier than we had it.

Why did the boomers introduce compulsory super 20 years to late?

Why do 30% of boomers feel thay dod not want to leave a finical legacy, where the generation before worked hard to? SKIN is offensive and will come back and bite them on the bum.

aging populations will be disastrous for the aged in Western nations and it is those same aged who must now participate in the problem solving.

PS: I am a boomer....

Dempografix,

There was a recent article in Science, a very respected peer reviewed journal, suggesting that disability is not going up anywhere near as fast as longevity, i.e., people are living longer, but they are not spending much more time in decrepitude. It is behind a pay wall, but here is a newspaper account

http://www.telegraph.co.uk/finance/personalfinance/pensions/7991505/Costs-of-aging-population-have-been-overestimated.html

Other than that, I don't disagree with a lot of what you say. So far as hospitals are concerned, I think the main consideration should not be people's ages, but whether they can be helped in any meaningful sense. Approximately half the money that will ever be spent on your health care will be spent in the last 6 months of life. People should be encouraged to make advance directives, and they should be legally enforceable. On the other hand, if an elderly person is in otherwise good health, but is in pain or disabled because he or she needs a hip replacement, it would be cruel to refuse it, and possibly not even cost effective.

Another point -- it wasn't the Baby Boomers who took away the dream of home ownership, it was the politicians. They blew out demand by boosting immigration to unprecedented levels. They refused to promote decentralisation and restricted supply by not releasing enough land to meet the demand and by frontloading enormous infrastructure charges. Kelvin Thomson, the Labor MP (and the only major party politician I respect) wrote in a letter to the Economist that each new immigrant immediately requires $200,000 to $400,000 in infrastructure, mostly from the public purse. From a UK study, it is likely to be more than 20 years before they have contributed enough to pay for their share of it.

I am not worried about getting fertility up to replacement level when the time comes. Desired family size is closer to 3 than 2 in Australia.

http://adsri.anu.edu.au/pubs/popfutures/policy_responses_to_low_fertility.pdf

People don't have that extra child because of high housing costs and economic insecurity, i.e., the elite might have to stop profiteering from housing, give up offshoring and casualisation, and train apprentices instead of importing skilled migrants. Furthermore they need to decentralise and let people spread out. Children need to run, play, make noise, and explore the world. High density is conducive to none of these things.

train apprentices instead of importing skilled migrants,
Divergence,
Again I shall draw attention to the benefits of a National Service program. Your suggestion above seems to confirm that we need to establish a date for Day 1 for getting Australia back on track rather sooner than later.
It is beyond me how on one hand the B/boomer bashers are constantly blaming us (quite rightly) but at the same time are dead against a National Service. Don't they realise that by doing so they're going the exact same way as the BB's ? It's the lack of responsibility that made the BB's so self-centered. A National Service will re-establish a sense of responsibility in young people.

Divergence
4 million Aussies have a disability and lone occupants are said to be the same as smoking 2 packets of cigarettes a day in equivalent health terms. Isolation causes problems.

http://www.abs.gov.au/ausstats/abs@.nsf/Latestproducts/4430.0Media%20Release12009?opendocument&tabname=Summary&prodno=4430.0&issue=2009&num=&view=

While rates may have declined over the last decade I expect, as age does determine these rates, that as our nation ages so these rates will go up.

Individual
On National Service. Perhaps a good idea. I will ponder on it more.