...I just love this slice of "Glib" unreality.

#...Finally, I would suggest that as a matter of public policy, those within high risk areas should be encouraged to take out insurance. There are a number of ways this might be done. Moreover the centralized payment bureau could be an agency for overseeing the regulation of the insurance industry in dealing with disaster claims...#

...Get on-board son (I suggest)...Here in the Insurance industry, we have a glaring example of powerful forces actually working in a co-ordinated response, to plunder the desperate, to further their profit margins.

...Maybe you should engage more with the "effected"; those who are traumatized by their dealings with this bunch of "Mafia-Rogues" in the Insurance Industry; the first port of call for the victims of natural catastrophes, those who will immediately meet-up with a much larger catastrophe, the Insurance Industry following-on.