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The Forum > General Discussion > Workcover, for the Employer or the Employee?

Workcover, for the Employer or the Employee?

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Bec I only wish your partner could return to the day before the event.
While no longer working I with out any fee or payment continue to help those who have no one to help.
And even the best and most reputable of employer/compensation Lawyers will fight to destroy your claim.
And sadly in the past SOME no near all Lawyers representing the injured party took more than a fair share, after a win.

My remark about SOME in a particular ethnic group,in no ways was meant to be racist.
What set that criminal group apart was its planning and the ethnic back ground of every one involved.
Posted by Belly, Tuesday, 7 January 2014 1:29:11 PM
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Hi there BEC_YOUNG MUM of 2...

I'm sorry to hear of your awful treatment at the hands of some of these unscrupulous Worker's Comp. solicitors. Most of us who've spent our entire lives working, have needed to claim on Worker's Compensation at least once in our lives, if not more. And I think it was someone herein who commented inter alia, a small claim generally doesn't attract the same level of indignation of the Insurance Underwriters. Therefore, it's only when the big dollar signs start flashing, they seem to get their nickers in the proverbial knot.

Over thirty years ago, there was a massive 'Imposition on the Commonwealth' (Fraud) Brief run by the then, Commonwealth Police Force, alleging a large scale ethnic conspiracy involving medical Doctors and many dozens of other defendants, all from the same ethnicity, allegedly ripping off the C'wealth government to the tune of millions of dollars.

I'd be happy to identify the ethnic group at the centre of this conspiracy, but I'm not entirely sure whether or not the convictions were upheld on appeal or dismissed. I was aware there were hundreds of charges NETO'd by police, and hundreds more; 'nolle prosequi' - Why, I have no idea. Other than some critical evidence was comprised, thus much of this material was not offered ? A bungle to end all bungles ?

I mention this BEC, only to try and explain why both governments and Insurance Companies adopt such a suspicious and wary attitude, whenever they have a need to deal with those poor folk who present with protracted and difficult claims. Behind every claim (perhaps) there lies a massive fraud ! Particularly if you are unfortunate enough, to possess a surname belonging to a certain ethnic derivation or provenance.

Anyway, I certainly hope that it all works out OK for you and your children, and you can finally get well, and commence to get some positive aspects back in your life.
Posted by o sung wu, Tuesday, 7 January 2014 4:32:22 PM
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Bec_young mum of 2, the truth is that work cover, also previously known as workers comp is a system that was plagued with fraud, so much so that premiums are now at ridiculous levels.

While I am the first to admit that there are some dodgy employers out there, the bulk of fraud came from the claimants, as many saw and still see it as an easy meal ticket.

No matter how much crap you have to go through during a claim, it means little to a scammer who would usually be ripping of centre link as they have no problem with being messed around.

As an employer myself (previously for 23 years) work cover has become a huge expense and one that often deters people from goimg into business.

The other problem is that once a long standing claim is running against you, accident or not, your premiums go through the roof.

Back innthe mid 90's my premiums went from $2500 per year to $15,000 just because of a fraudulent claim that was latter proven to be just that. But unfortunately, as an employer, you are guilty before proving your innocence. Same goes for a claimant I guess.
Posted by rehctub, Tuesday, 7 January 2014 8:55:01 PM
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Bec here in my mate Rechtubs post you seethe other side.
He a small business man and to be frank, anti workers rights one.
Me a Unionist all my life then an Official.
Rechtub sees the issue just about right, nothing he said here is wrong.
I know a small difference, that fraud including all I spoke of above drove the change.
And you can not state enough too much change an unbalanced lurch away from fairness.
We should fix the wrongs,get work cover inspectors out working on fixing work place safety.
Get courts to imprison offenders.
But Bec we took the easy way out we always do.
And it always will be folk like you who suffer.
A reality exists, I did not put Devils horns on every morning to go to work.
Did not joyfully hunt bosses , my safety inspections did not oppress the boss.
Some times more that Rectub would think my workplace safety inspection was at the bosses invitation, as a way of seeing the little things he/she had overlooked.
Room exists for the better unions to play that roll, but the few blacken the whole.
Work place safety is far too important to fight over
I regret your situation Bec
Posted by Belly, Wednesday, 8 January 2014 6:11:06 AM
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Thanks everyone for your support, Its a hard one, unfortunately there are, as there always is, that minority that have made it hard for the rest of us. I feel for employers that pay to have this cover, and for those paying for premiums that are going through the roof.
Our claim is for a crushed,internally degloved leg, the amount of time it has taken to heal is proving to be a pain for all involved. The hardest part for us is our employer, he doesn't want us there and we don't want to be there. We have since quit..which means of course that we loose our claim and income, But it is much better for hubbys mental health.
Belly, I wish everyday to return to that day, or the one that we started working for this employer. Or even the first time he demanded the grain trucks lift up directly under powerlines, should have got the heck out then!
Posted by Bec_young mum of 2, Wednesday, 8 January 2014 1:00:23 PM
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Bec I understand and in my view you have such a strong case of negligence based on not taking saftey in to account you can not be beaten.
Unfortunately you know it is not like that.
A trade unionist till death I fight the extremes in unionism, till death.
They every bit as bad as bad bosses are a living insult to unionism, living in a past that is long gone
Gone too is the Aussie fair go, we do not even pay lip service to those like your husband you and the kids.
I hope we one day fix it not change it so victims get the second kick in the guts they get now
Posted by Belly, Wednesday, 8 January 2014 3:37:06 PM
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