Tristan differentiates between small and large investment, and within that dichotomy is both an important difference and a similarity.

The similarity is easy: I invest a week's pension on something already up and running which I think will bring me a return. Such as promising shares on the stock market. Or a greengrocer's shop which has fallen on hard times and offers a financial return. Mere allocation of wealth while creating nothing.

The difference is when I am working in a job, or pursuing a hobby, and get an idea which I believe can be useful in people's lives and marketable. "I" is "we" if we're a group or network. So we scrape together the wherewithal to develop it and eventually market it. The developmenent including the accumulation of the capital to fund it is personal and hands-on. If it requires materials and labour, we buy the materials with our set-aside capital and bring in the labour providers as shareholders in our enterprise, to take home not wages but dividends shared on the basis of their labour contribution. It brings us all lots of boodle. We've earned it.

In a wheelbarrow society capital is still required to start and run productive enterprises. It does not all need to be allocated by officials of the state but some needs to be(e.g. a rail network, or a brick factory or a mine). The state and its enterprises should be run on thoroughly democratic lines.

Clever schemes for running society on the basis for example of analysis of wealth still hsve to be brought into being, in the teeth of opposition by Mr Greed. That will happen not just because of persuasive cleverness but as a result of class war. That's a challenge that will have to be met(most likely piecemeal) and persisted with or we'll all go the way of Greece. Or worse.