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The Forum > General Discussion > Private health and bankruptcy

Private health and bankruptcy

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It is my understanding from what I have read that in the USA private health care costs are the leading cause of individual bankruptcy in the USA.

A recent newspaper article points to the fact that private health insurance rather than decreasing costs due market forces, costs actually increase. Australians have the highest out of pocket expenses compared to other countries, such as America, France, Canada.

Whilst not particularly obvious, but high out of pocket health care costs in Australia is also a significant factor in individual bankruptcy in the country.

So affordable health care will be impossible for a significant number of people in Australia, should Australia ever go down the private health track.

This will lead to a increase in mortality at a younger age for people who can afford a private health care system.
Posted by Wolly B, Monday, 17 March 2014 8:11:33 PM
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Dear Wolly,

That's because the so-called "private" insurance is not private at all.

Yes, it is administered by commercial, profit-making companies, but it is heavily regulated and protected by the government, especially by making it compulsory (in Australia by the threat of the Medicare surcharge).

If health-insurance was truly private, then I could bargain for example for a policy with much higher excess than the current maximum allowed ($500). This would increase competition and reduce premiums.

The genuinely poor should still be able to access public funds for their health needs, they should not be thrown out in the gutters, no doubt about that, but those of us who have money should pay for our own medical expenses, or otherwise through a truly-private and voluntary health-insurance.
Posted by Yuyutsu, Tuesday, 18 March 2014 12:11:30 AM
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ongresswoman: Obama admin rule change lets insurance companies keep more profits, pay less for care
http://dailycaller.com/2014/03/18/congresswoman-obama-admin-rule-change-lets-insurance-companies-keep-more-profits-while-paying-less-for-customers-care/#ixzz2wL3l8xaY

Republican Tennessee Rep. Diane Black says that the Obama administration’s most recent Obamacare rule change will result in insurance companies keeping more profits while paying less for customers’ health care needs.

“I am writing to express my concern with the proposed rule change released on Friday, March 14th that would allow insurance companies to keep an additional two percent of premiums for purposes other than medical care…your department is now proposing to increase the amount of money that insurance companies will be allowed to retain for profit,” Black wrote in a letter Tuesday to Health and Human Services (HHS) Secretary Kathleen Sebelius, which was obtained by The Daily Caller.
http://www.weeklystandard.com/blogs/pastor-diagnosed-cancer-no-compassion-affordable-care-act_785472.html
http://rinf.com/alt-news/latest-news/american-dream-become-nightmare/
http://rinf.com/alt-news/breaking-news/obamacare-throws-62-year-old-man-400000-debt/
http://arstechnica.com/security/2014/03/10000-linux-servers-hit-by-malware-serving-tsunami-of-spam-and-exploits/
Posted by one under god, Wednesday, 19 March 2014 7:39:37 AM
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Obama and Obamacare : the Biggest SCAM Ever RUN on America
http://xrepublic.tv/node/7994

5 point 5 billion of bailouts..for insurance now
http://freedom4um.com/cgi-bin/readart.cgi?ArtNum=163814
Chemotherapy myth shattered: toxic drugs cause more cancer than they prevent
http://www.naturalnews.com/044354_chemotherapy_drugs_stem_cell_tumors_FDA.html

New research funded by the U.S. National Institutes of Health (NIH) has shattered the prevailing myth that chemotherapy drugs actually fight cancer. To the contrary, researchers from Harvard University and the University of Massachusetts, Amherst, (UMA) found that these clinical poisons, though sometimes initially effective at stemming the growth and spread of existing tumor cells, eventually induce major stem cell damage that causes even more cancer.

Alex jones gets onto it from the get go
AND IF ITS THE FIRST LISTEN..yeP HE IS right out there.
http://rss.infowars.com/20140318_Tue_Alex.mp3
TROUBLE IS THINKERS DONT GET SO FAR AS TALKING..
http://www.bobtuskin.com/2014/03/18/why-anti-vaxxers-need-to-be-more-vocal-about-their-decision/
http://dailycaller.com/2014/03/17/white-house-now-touting-obamacare-with-twerking-cat-gifs/

http://www.wired.com/wiredscience/2014/03/rootworm-resistance-bt-corn/
http://investmentwatchblog.com/uncovering-australian-government-great-deception/
Posted by one under god, Wednesday, 19 March 2014 8:00:23 AM
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